Payday Loans

What are payday loans? Payday loans are short-term loans meant to help out those who are experiencing temporary financial hardship. If you have ever been short on funds before payday, you know how it feels to need cash now. There are very few ways to get small loans in a short amount of time. Borrowing money from friends or family can be embarrassing, and lead to conflict down the line. When you need cash quickly, online payday loans are your best choice.

How do you apply for payday loans? At you can apply for payday loans day and night. The one page form is easy and fast to fill out. Our payday loan lenders have approval requirements which include: being 18 years or older, currently employed, current checking account, valid phone number, and be a US resident. Once you have accurately filled out our payday loan application, you simply hit submit. Our payday loan lenders receive your application instantly, and approve your loan request based on qualifying factors. As long as everything checks out, you receive your small loan in your account within one business day.

A payday loan is a short-term loan on your next paycheck. Payday loan terms are very simple, you are expected to pay back your loan plus the fee and interest upon your due date. The due date established by the lender is your next payday. Online payday loan lenders will typically only approve customers for an amount less than the amount earned per pay period. Lenders want to know that you will be able to pay back the loan on time. The interest rates and fees are illustrated using the slider on the PaydayLoanZilla home page. Use them to determine how much you will owe based on what you are looking to borrow.